uob own banking
uob own banking
Blog Article
UOB Financial institution features various personal banking providers built to fulfill the monetary wants of people. Underneath is an intensive overview to assist you recognize The real key aspects and offerings.
Types of Accounts
Financial savings Account: This account lets you cut costs when earning fascination.
Options: Easy accessibility, desire earnings, small expenses.
Added benefits: Harmless spot for your cash, likely progress by means of curiosity.
Present Account: Ideal for daily transactions and running fees.
Capabilities: Checkbook facility, overdraft safety.
Rewards: Handy for regular payments and withdrawals.
Preset Deposit Account: For the people planning to generate greater interest premiums in excess of a fixed interval.
Capabilities: Mounted term deposits, better curiosity rates as compared to discounts accounts.
Rewards: Secure financial commitment alternative with predictable returns.
Financial loans
Personalized Loans: Unsecured financial loans that can be employed for numerous applications like schooling or home renovation.
Sorts:
Installment Financial loans
Credit score Strains
Rewards: Adaptable repayment terms, aggressive desire charges.
Dwelling Loans: Customized options for getting property or refinancing current home loans.
Types:
Mounted Level Residence Personal loan
Floating Price Property Personal loan
Rewards: Unique plans to match particular person requirements, eye-catching fees.
Credit Cards
UOB gives A selection of bank cards catering to different lifestyles and paying behaviors:
Benefits more info Playing cards: Earn points on each and every invest in that may be redeemed for items or vacation miles.
Cashback Playing cards: Get cash rebates on daily paying for instance groceries and eating out.
Vacation Playing cards: Distinctive benefits like air miles accumulation and travel insurance coverage coverage.
Investment decision Companies
For individuals enthusiastic about rising their prosperity by way of investments:
Unit Trusts * Diversified portfolio managed by pros. * Appropriate for prolonged-expression progress goals.
Structured Deposits * Combines the features of traditional deposits with investment products. * Potentially bigger returns but with a few chance concerned.
Insurance policy Goods
To protect you and Your loved ones in opposition to unforeseen situations:
Lifetime Insurance policies * Gives money safety in case of Demise or vital illness. * May serve as a financial savings Software dependant upon the policy picked out.
Wellbeing Insurance policy * Handles health care costs together with hospitalization fees. * Important for mitigating large Health care fees.
Electronic Banking Providers
Benefit at your fingertips by way of electronic platforms:
World wide web Banking
Allows you to deal with your funds on the internet:
Perspective account balances and transaction background
Transfer cash between accounts or shell out bills
Make an application for new solutions (loans/charge cards)
Cellular Banking
Banking on-the-go by using mobile apps:
Speedy balance checks
Mobile payment selections (QR code payments)
Notifications & alerts about account exercise
With these extensive choices, UOB aims to deliver personalized banking remedies that cater precisely to person demands when ensuring comfort and safety in all transactions.